Blog

We are excited to share information with you that will help you manage your credit issues and concerns.Take a look through our blogs and see which ones are most helpful to you!

OCT

2019

Credit Repair Conspiracy - Part 1 (The Banks)

Experian Boost — is it worth it? InCreditable Advisors

INDIANAPOLIS (WTHR) — You’ve likely seen commercials and testimonials for Experian Boost, but is this the right method to improve your credit? WTHR’s Carlos Diaz talked with InCreditable Advisors’ Miguel...

FEB

2019

Does “Free” Credit Monitoring really work for Me or Them?

Now you may say, Miguel, I know my credit scores already. I have “Credit Karma” or Credit Sesame” or “enter free credit monitoring service here”. There are a few problems with these so called “free” services. One they do not report the credit...

AUG

2017

Think Twice Before You Dispute an Error Online

Think Twice Before you Dispute an Error Online We were recently consulting a couple that had previously disputed some items online directly on Credit Karma and the credit bureaus websites, and we thought it might make an interesting topic to share. We highly recomme...

MAY

2017

5 Easy Steps to Build Credit

Five Easy Steps to Build Credit It takes credit to build credit. So, if you don’t have any credit then getting a line of credit to build your credit history is difficult. And, if you already had a line of credit, but didn’t use it correctly, then getting another line of credit...

SEP

2016

Confused about her credit scores InCreditable Advisors

FICO Score & Free “Educational” scores.

Dear InCreditable Advisors, Why does TransUnion say my credit score is 733 when myFICO says my TransUnion score is 689? I pulled both scores on the same day. Both credit reports contain the same information. Which score is right, and which one are lenders going to use? Heather...

AUG

2016

8 Methods to Raise Your Credit Scores

8 Methods to Raise Your Credit Scores: 1. ELIMINATE YOUR COLLECTION ACCOUNTS. Did you know that paying a collection account can actually lower your credit scores? Here’s why: credit scoring software analyses credit reports for each account’s date of last activity (DLA) to...

JUL

2016

The best credit repair services in Indianapolis

The best credit repair services in Indianapolis We raise your credit score by removing outdated, unverified and inaccurate negative items from your credit reports while giving you the best sound advice on what you can do to raise your score by adding positive trade lines, even if...

APR

2016

7 Ways to Defend a Debt Collection Lawsuit

7 Ways to Defend a Debt Collection Lawsuit What happens when you are sued by a debt collector? While it may feel like the end of the world to you, it’s a pretty routine occurrence here in Indianapolis, Indiana. “Most debt collection law firms file hundreds of lawsuits a day,...

MAR

2016

InCreditable Advisors Earns Esteemed 2015 Angie’s List Super Service Award

InCreditable Advisors has earned the service industry’s coveted Angie’s List Super Service Award, reflecting an exemplary year of service provided to members of the local services marketplace and consumer review site in 2014. “Only about 5 percent of the credit repair, business...

SEP

2015

Short Sales and How They Impact Your Credit.

How Does A Short Sale Impact My Credit? “Unfortunately many homeowners are upside-down in a bad mortgage loan. And would like to short sell their house but are worried about the impact it will have on their credit scores. I’ve seen articles that say they’re not bad for your...

SEP

2015

Did you know there are 65 credit scores?

Did you know there are 65 credit scores? FICO: It’s the most common credit score in existence that’s used by lenders. But did you know you have more than one? That’s right. The world’s most popular credit score comes in at 65 different credit scores. There...

AUG

2015

The Credit Scoring Arms Race Continues…

The Credit Scoring Arms Race Continues….. Earlier this year Fair Isaac, the company behind the FICO credit scoring system, announced the latest generation of their credit scoring software. The new suite of FICO scores, called FICO 9, is a standard redevelopment of their commonly...

AUG

2015

The Fastest Way to Improve Your Credit Score up to 90 Points

The Fastest Way to Improve Your Credit Score up to 90 Points – The TRUTH about why you’re worth more to the banks and credit bureaus with a low credit score, rather than a high one. It was perfectly created to “Maximize Profit,” off the desperate and...

AUG

2015

FICO 9 and What It Means For You

What You Should Know About FICO 9 In early August 2014 FICO, there were several key points about the score that went uncovered, until now. Here’s what you don’t know about FICO 9, but really should. It’s not just one score FICO 9 isn’t just one credit score, but rather a new...

FEB

2015

InCreditable Advisors Earns Esteemed 2014 Angie’s List Super Service Award

JUN

2014

3 Reasons Paying off Collections will HURT your Credit Scores

3 Reasons Paying off Collections will severely Damage your Credit Scores Many consumers believe that paying off collections is the best way to improve credit. In reality, paying off collections will almost always HURT your credit scores. Today we will focus on exactly what...

FEB

2014

An Introduction To Debt Validation

Debt validation is the legal means given in the FDCPA to force a debt collector to prove the validity of a debt. To help explain why debt validation is necessary, I’m going to tell a little story. When I was in school (and we don’t want to talk about how many years...

JAN

2014

10 Ways To Possibly Cancel Your Student Loans

Student loans are a special type of loan. You have less rights and more responsibility with student loans than what you have with, for example, a credit card balance. Student loans don’t go away easily, and it can be quite harmful to your credit (not to mention your...

JAN

2014

The Best Methods To Improving Your Credit

So that brings us to the question: How can you best help yourself with the best credit improvement strategies possible? The first thing you can do is make sure the information you get is reliable and up to date. In the last 5 years, countless credit repair “gurus”...

JAN

2014

What Is a CPN Number?

The Credit Privacy Number, or CPN, is a nine digit identification number that can be used to report financial information to credit bureaus. Available for use primarily in the United States, the number can be used instead of an individual’s Social Security number for many types...

DEC

2013

Full Service Debt Settlement Help

It Could Cost You More to Get Out of Debt without the Help of Debt Settlement Professionals Overwhelming debt can cloud your thinking. You just want relief and when you see a promise that will magically “make it all go away,” it looks like a really great idea. Beware of Debt...

DEC

2013

Credit Report Disputes

Finding Help When Fighting Credit Disputes When it comes to your credit, it’s vitally important to know your rights and make all the right decisions. From experience, InCreditable Advisors understands this is especially true when you find yourself arguing with the credit...

DEC

2013

Military Service and Your Credit

Military Security Clearance Did you know that your finances can affect how–or even if–you serve in the military? A lot of recruits find out the hard way that if they have a poor credit rating, most branches of the military won’t even give you a shot at boot...

DEC

2013

Debt Settlement for Repossessions

Repossessions, or, why losing your car is just the start of your troubles Property repossession, like having your car repossessed, can be a huge blow to your credit rating. In most states, repossessions generally stay on your credit report for seven years from the day the loan...

DEC

2013

Why The Big Three Are Entering The Credit Scoring Business

Why The Credit Bureaus Are Entering The Credit Scoring Business

As you probably know, in 2006 the credit bureaus introduced a new credit score called the “Vantage Score”. For decades, the only “real” score in use has been the FICO score, and while FICO still holds the majority of the credit scoring market share, the...

DEC

2013

Credit Repair Conspiracy – Part 2 (The Bureaus)

In part 1 of our “Credit Repair Conspiracy” series, we talked about how the banks make money, and how they can make MORE money from consumers with BAD CREDIT. In order to find the most profitable consumers to make offers to, the banks need to have a pool of data that...

DEC

2013

Credit Repair Conspiracy – Part 1 (The Banks)

How Banks Make Money… When you deposit money in an interest earning account at a bank, they pay you a small amount of money as interest on your deposit. If you have had a savings account at any time in the past several years, you know that the interest you get paid...

DEC

2013

4 Simple Ways To Improve Your Credit Score

We are going to cover 4 simple ways that anyone can improve their credit score. For this article we’ll focus on 4 relatively easy “medium impact” approaches that when combined can have a significant positive effect. Before you start, you’ll want to obtain...

NOV

2013

Debt Settlement for Payday Loans

Why Payday Loans Can Result in the need for a Debt Settlement Plan If a big expense comes up unexpectedly, you may consider a payday loan as a short-term solution. Beware! Don’t enter into any loan without understanding the terms and consequences. Here at InCreditable Advisors in...

NOV

2013

Why the Quest for Good Credit is Difficult?

We’ve said it over and over. No bank, collector, or credit bureau is going to be excited about your efforts to improve your credit. The credit system is designed to work against you, the consumer and your quest for good credit. In our pursuit to educate consumers about the...

NOV

2013

Poor Credit Scores = Twice the Cost for Car Insurance

Drivers with poor credit scores are paying almost twice as much for car insurance as those with excellent credit, a recent report found. Based on data from six large insurers from across the United States, InsuranceQuotes.com found that drivers with poor credit pay as much as 91%...

OCT

2013

How to Beat the Credit Bureaus at Their Own Game

In the credit game, you are supposed to lose. If you lose, THEY win. “They” of course, refers to the big Banks and Credit Bureaus. Both of whom benefit greatly when your credit score is lower. The Banks charge you a higher rate of interest and the Credit Bureaus look good to...

OCT

2013

10 Tips to Improve and Protect Your Credit Score

The Best Way To Improve Your Credit Scores? Follow these simple tips, and watch your credit scores grow! Tip #1 – Pay your medical bills. They will take your unpaid medical bills and send them to collections quickly. Collections, no matter how small, can crush your credit score....

OCT

2013

Great Information For Small Business Owners

Great Information For Indiana Small Business Owners

The following article comes directly from www.entrepreneur.com and contains some very valuable information regarding business credit. As an entrepreneur, did you know you have a unique opportunity to build, maintain and acquire credit both individually and as a small business...

OCT

2013

Does Credit Repair Work?

Does Credit Repair Work? by John Ulzheimer (Prominent Credit Expert) John, I’ve got really bad credit. Some of it is my fault and some of it is my ex-husband’s fault. A friend of mine said I should pay for a credit repair company to get stuff off my credit files. Is that legal?...

OCT

2013

What Does Your Credit Report Say About You?

Everywhere you look you can see advertisements and articles discussing the importance of that famous three digit number, called a credit score. Credit scores affect every aspect of our financial lives – qualification for loans, the interest rates we pay, employment...

SEP

2013

What is the Truth about Indiana Credit Repair Companies?

Can they really do what they say they can do? Many “credit repair” companies claim to remove negative credit with the click of a button. Their advertisements make bold assertions and money back guarantees; “Bankruptcy, tax liens, judgments, collections, no...

SEP

2013

Indiana Small Business Credit

So what is Business Credit? And how does it work? Business Credit, sometimes referred to as Trade Credit, is credit that is established under a business’s name. Business credit permits a business owner to use their business credit profile and score for financing instead of their...

SEP

2013

What Does The Law Say About Repairing Your Credit?

As the credit bureaus computerized their processes and greatly expanded their reach and influence in the late 1960s and early 1970s, consumer complaints began to pile up at the FTC (Federal Trade Commission) and state attorney generals’ offices. The credit reporting...

SEP

2013

Credit Counseling good or bad?

Credit Counseling companies; of which many “claim” to be non-profit organizations. You hear at least one advertisement a day from a Credit Counseling or Debt Consolidation Company. However, you can expect this to change and change soon. Since this is a topic which tends to “stir...

SEP

2013

Boost Your Credit Score

8 tips to improve and protect your credit score. The best way to improve your credit score? Follow these simple tips, and watch your credit score go higher! Tip #1 – Pay your parking tickets. unpaid parking tickets can be sent to collections. Collections, no matter how small, can...

SEP

2013

What is Credit Repair?

Credit repair is the process of fine tuning your credit reports so that it looks good for both marketing purposes and credit issuing purposes. In essence, credit repair is the process of managing your credit profile so that you get on the right marketing lists, and quality for...

AUG

2013

Why Do “They” Say You Can’t Fix Poor Credit

Unfortunately, we live in a credit driven society in America and without good credit, you have to take a seat in the second-class section of our economy. But, if your credit is a poor, you may not be willing to wait for seven years while your credit report repairs itself. Many...

AUG

2013

InCreditable-Advisors-can-help-you-build-business credit-in-Indiana

The Secrets to Building Indiana Business Credit

Obtaining credit for your Indiana business with no personal credit check and no personal guaranty is very appealing. One might say this is the holy grail of owning a business, being able to obtain massive amount of funding using the business itself as collateral. There are many...

AUG

2013

InCreditable-Advisors-bad-credit-can-cost-you-a-job

Bad Credit Cost Me a JOB in Indianapolis

Credit cards. Mortgages. Car loans. These are the types of things that typically come to mind when thinking about your credit. But a bad credit history can do more than ruin your chances of getting a loan or landing a great interest rate — it can cost you a job. A former...

AUG

2013

Would You Date Someone with BAD Credit in Indiana?

For many singles, bad credit can be a deal breaker when it comes to finding love. About 30% of women and 20% of men say they won’t marry a person with a low credit score, according to a new survey from FreeCreditScore.com that polled 1,000 adults. Most respondents also said...

JUL

2013

Your Indiana Business Is Your Credit

Most Indiana business owners have very high expectations for their businesses, as they should. But with stringent banking standards, capital is hard to come by to help them meet those expectations. As a result many Indiana business owners put their personal credit, funds, and...

JUL

2013

Having Bad Credit In Indiana Is Not Permanent

If you’re suffering from bad credit there’s a good chance that you’ve made a few credit mistakes in the past. Before you beat yourself up too badly, though, it might help you to know that almost 60 percent of consumers in the US have FICO scores below 700. My point? You’re not...

JUL

2013

The Reason Why Most Indiana Small Businesses Fail

Today there are approximately 26.5 million small businesses in the United States – and over 92% of these businesses leverage personal credit and business credit in their business. Investment capital and trade credit is the lifeblood of a business and as a result small businesses...

JUL

2013

How to Repair Your Credit and Qualify for a Mortgage

How to Repair Your Credit in Indiana and Qualify for a Mortgage

Credit impacts almost every aspect of our financial lives and credit scores can either cost you hundreds of thousands of dollars of unnecessary interest over your lifetime or they save you just as much. At no time is the influence of your credit scores more evident than when you...

JUL

2013

Obtain business credit with no persoanl guarantee with InCreditable Advisors

Obtain Indiana Business Credit with No Personal Guarantee

You are APPROVED with no personal guarantee Most business owners quickly get accustomed to using their personal credit and personal guarantee for their Indiana businesses. As a result, most never realize that it IS possible to obtain considerable credit for their Indiana...

JUL

2013

Minimize new credit InCreditable Advisors

What You Can Do to Improve Your Indiana Credit, Now – Step 5

Step 5—Minimize New Credit This last factor counts for the final 10 percent of your credit score. It’s similar to the factor that weighs the ages of your accounts, but lenders have a very different reason for being interested in this “new credit” issue. They care about account...

JUL

2013

What You Can Do to Improve Your Indiana Credit, Starting Now – Step 4

Step 4—Mix Your Credit Types The credit scoring system looks favorably on variety, and as we saw on the pie chart, “credit mix” weighs in at 10 percent. Your score will be marginally higher if you have more than one type of credit. What do I mean by “type”? Well, one basic type...

JUN

2013

dun-and-bradstreet-creditability-InCreditable Advisors

Dun and Bradstreet Indianapolis Business Credit

Dun and Bradstreet is the biggest of the major business credit reporting agencies. Dun and Bradstreet is commonly known as D&B and is a publicly traded company with a headquarters in Short Hills New Jersey. D&B provides information on businesses and corporations for use...

JUN

2013

What You Can Do to Improve Your Indiana Credit, Starting Now – Step 3

Step 3—Age Your Accounts How long your various accounts have been open counts for about 15 percent of your total FICO score. The scoring system weighs two considerations: 1. How old is your oldest account? 2. What is the average age of all your accounts? The older your accounts...

JUN

2013

What You Can Do to Improve Your Indianapolis Credit, Starting Now – Step 2

Step 2—Control Your Use of Available Credit Approximately 30 percent of your credit score is calculated by weighing how much of your available credit you actually use (see the 30-percent slice in the pie chart). It’s almost as important as your payment history. The scori...

JUN

2013

What You Can Do to Improve Your Indianapolis Credit, Starting Now

Step 1—Manage Your Payment History As we’ve already established, your credit payment history (the biggest slice of the pie chart) counts for about 35% of your credit score; so making sure you do everything you possibly can to establish, maintain, or improve your own personal...

JUN

2013

Three credit building tips by InCreditable Advisors

Indiana Credit Building Strategies

If you’re new to credit or going through the process of rebuilding your credit it’s easy to get discouraged. Trying to figure out the best way to go about building credit can be absolute frustrating, but it definitely doesn’t have to be that way. Here are three easy methods...

MAY

2013

If you own a small business in Indiana, your Paydex score is essential

The main credit score used in the business world is known as a Paydex score provided by Dun and Bradstreet. This number assess a business’s lending risk much the same as a consumer credit score reflects a consumer’s individual credit risk. Paydex is essentially the business...

MAY

2013

Can Using a Secured Card Really Help Rebuild My Indiana Credit?

If you’re suffering from past credit mistakes and are trying to repair your credit, one option you may have heard of is the secured credit card strategy. Secured credit cards are real credit cards and work just like traditional unsecured credit cards. The only difference is that...

MAY

2013

Indianapolis credit repair by InCreditable Advisors

Will Closing My Credit Card Help or Hurt My Indiana Credit Score?

People ask this credit question all the time and are still not sure; should we close our credit cards as a way to improve your credit score or keep them open for the fear of affecting your credit score. In some situations, the answer is YES and in others the answer is NO. Let us...

MAY

2013

Two Steps To Establishing or Rebuilding Indiana Credit

You can rebuild good credit by getting a secured credit card here, through Capital Bank with a small deposit of $200. Another fantastic way is called a “credit builder” through Self-Lender bank; you would need to go online to sign up for the “credit builder”, it’s a great way to...

MAY

2013

5 Reasons Why Your Indiana Business Needs to Build A Business Credit Asset!

Our Business Credit Development Coaching System™ has been developed to help business owners establish and grow a business credit in order to secure new funding opportunities for your business. #1 Access to funding and managing cash flow is the single biggest concern for business...

APR

2013

Adding Un-traditional Credit to Your Indiana Credit Report

You should add information showing stability and unreported positive accounts to ALL THREE of your credit reports from Experian, TransUnion and Equifax. Here’s how: In addition to disputing incorrect or incomplete information and adding explanations for negative information...

APR

2013

Is a 100 word statement to your credit reports for an unresolved dispute useful?

Although you have a right to dispute incorrect, outdated, or incomplete information in your credit reports, sometimes the credit reporting agency’s investigation doesn’t resolve the dispute to your liking. If this should occur, you have the right to file a short statement about...

APR

2013

Ten Reasons Why You May Need Indiana Credit Repair

1. You’ve been denied for a credit card. If you’ve had a credit card application denied, it could be a sign that you need bad credit repair. Credit card companies are required to send you an adverse action notice letting you know the specific reasons that your credit...

APR

2013

What is Indiana’s Statute of Limitations (SOL) and what does it really mean?

Statute of Limitations (SOL) is the time limit a debt has to be collected or to seek legal action as part of collection. Why is it so important to know? Many times we are hounded by debt collectors that can be so harsh that we pay them to just get them to stop calling. What if...

APR

2013

Are you on the “Consumer Credit Blacklist”?

Like many credit-conscious consumers, you’ve probably heard the horror stories about 80% of credit reports contain some type of error and how important it is to do an annual credit-report checkup. But you may not be prepared for the moment when you’re interviewing for a job and...

MAR

2013

No Credit, just as bad, as Bad Credit!

A consumer was told that he couldn’t get financing for an auto loan because he had no credit scores. All three credit reporting agencies Experian, Equifax and TransUnion all showed rejected credit scores. The consumer wanted to find out what he needed to do in order to establish...

MAR

2013

Needed to Refinance auto, but Credit score to low

A consumer went into her local bank and attempted to refinance her high interest rate auto loan. Excited to finally get out of this high interest rate auto loan, she sat down with the loan officer to see what they could do for her. She soon learns a couple things are preventing...

MAR

2013

e-Oscar – The Tool Used by the Credit Bureaus

The e-Oscar method of investigating credit disputes may be the reason your credit dispute was verified as being accurate when you are positive a mistake has occurred. Credit reporting agencies have created an automated computerized system of dealing with credit disputes. The...

MAR

2013

Junior’s Bad info on Seniors Credit Reports

A consumer came to InCreditable Advisors when he was denied credit through his credit union and he was told that he had a large number of collection accounts on his credit profile. We obtained the consumers credit reports from all three bureaus and examined them thoroughly and...

MAR

2013

Same Name, but Different Social On Credit Report

A consumer was referred to InCreditable Advisors because he tried to get financing for a car. However, when the dealership pulled a credit report, they noticed he had numerous of unpaid bills and a low credit score because of the negative items on his credit profile. The consumer...

MAR

2013

My Insurance Did Not Pay Medical Bill

A consumer, didn’t understand how to read a credit report so they took advantage of InCreditable Advisors free credit analysis review and sat down with one of our credit advisors. To the consumers surprise, the credit reports showed about 14 medical bills that went unpaid and...

MAR

2013

New credit model could help Indiana’s credit challenged consumers

As reported earlier this month, a new credit scoring model will potentially improve scores for many credit applicants and help establish credit for millions of people who previously had little or no credit history. The newly revamped credit scoring model will be used in the most...

MAR

2013

Got Proof of Insurance?

A consumer came to InCreditable Advisors because they were notified by a collection agency for a debt they had no idea ever existed. They had received a ticket because they could not provide valid proof of insurance at the time. She was told to provide the license branch with...

MAR

2013

Collection Company illegally changed dates

A consumer came to InCreditable Advisors because she had questions about items that were on her credit report. We analyzed her credit reports from all three credit reporting agencies, the credit reports had a few collection accounts that needed to be paid and some accounts that...

MAR

2013

How your Indiana credit score is calculated

FICO Scores are calculated from various credit data in your credit report. This data can be grouped into five categories as outlined below. The percentages in the chart reflect how important each of the categories is in determining your FICO score. These percentages are based on...

MAR

2013

Unemployed, How’s your Indiana Credit?

Employer’s utilizing credit checks as hiring tools are preventing the country’s unemployed from entering the workforce, a new survey shows. According to a recent study, employer credit checks are regular and they’re preventing the unemployed from receiving employment. 1 in...

MAR

2013

Steps towards improving your Indianapolis Credit

You don’t have to live with bad credit. Although the idea of improving your credit might be scary, it can be done. First, start by discovering what’s affecting your credit score. Secondly, take the basic steps to minimize the issues. Finally, start building some...

MAR

2013

Credit Reports & Fraud Alerts

Putting a fraud alert on your credit file is one of the first things you should do if you suspect someone is trying to open credit accounts in your name. It might be something you want to do, even if you don’t think identity theft is an immediate threat. Fraud alerts are not a...

FEB

2013

Rebuilding credit after a bankruptcy isn’t easy, but it is essential.

Step 1: Get your Discharge letter and list of creditors to make sure the creditors were properly listed in your bankruptcy and clearly shows that they were discharged and labeled as “Included in Bankruptcy” and “zero balance” on your credit reports....

JAN

2013

Identity Theft Indiana

Minimizing Recurrences When it comes to identity theft, you can’t control whether you will become a victim. But there are certain steps you can take to minimize recurrences. What To Do Today Place passwords on your credit card, bank and phone accounts. Avoid using easily...

JAN

2013

FTC study finds Millions have mistakes on their credit reports

FTC study finds Millions have mistakes on their credit reports As many as 42 million Americans have errors on their credit reports, according to a Federal Trade Commission study of around 1,000 participants and 3,000 credit reports released. InCreditable Advisors of Indianapolis,...

JAN

2013

How Identity Theft Occurs

In the course of a busy day, you may write a check at the grocery store, charge tickets to a ball game, rent a car, mail your tax returns, change service providers for your cell phone, or apply for a credit card. Chances are you don’t give these everyday transactions a...

JAN

2013

Indianapolis Personal Credit Repair

An honest, credible and legitimate service to fix your credit score and help keep it in good standing is invaluable. Once you find such a service, stick with them. Be careful of the scam artists in this industry. Ask good friends, family or associates who they have used and can...

evelyn richardson

17:48 07 May 18

I am so pleased to have found InCreditable Advisors to help me with my credit. Miguel really has the consumer best interest in heart. He broke everything down to me what I needed to do to help me with my credit at no cost. Additionally, he let me know I did not need his services. I still tried to pay him for his great advice that he gave me but he would not accept the money. Rarely do you find people who are honest and truly willing to help you. Thank you Miguel for all of your help. You are truly amazing. You have given me hope that there are still good people in this world left. I will definitely update you in a few months on the status of getting into my first home.

Missy Davis

17:43 12 Jul 18

I just want to think Miguel for giving me hope again, I thought there was no way I was going to get this fixed as fast as we thought. My experience with INCREDIBLE ADVISORS was amazing. he was able to get everything off my report .I'm so thankful I gave him a chance to help me and feeling new again ..

Bridget Berry

21:53 10 May 18

I had my meeting today with Miguel and all I can say is it was life changing. I recommend him to any one who is looking to take their personal or business credit to the next level. Not only will he inform you of what you need to do but he will let you know what is needed to succeed in life. Miguel you changed my life today.

Kristen Gephart

21:49 01 May 18

Amy and Miguel were wonderful. We started with credit we thought was hopeless. We got nowhere on our own months before we tried this service. Within 2 months of using the service the results allowed us to get a pre approval on a brand new house in 1 day if putting in the application. We had a couple of accounts that were charge offs with balances we thought we'd have to pay but they managed to get the credit companies to remove them all together. Our scores went from the 500 up to 700 range. People I can't tell you enough Credit Karma is a joke!!! Credit Karma works for the credit card companies. InCreditable works for you! They treat your credit like it's their own! They produce major results. They lived up to their promise for sure. It was worth every penny we spent and the advice was so invaluable!! They can get your credit where ever you want it to be without you having to pull your hair out trying to figure it out yourself.

Shane Collier

19:04 16 May 18

Can’t say enough about Miguel and his staff! Very professional and always there when I have a question. I had bad credit and in four short months and doing what I was told to do I am now getting a home loan! It’s well worth the money because these guys will help you accomplish yours goals and get you back on track!

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