InCreditable Advisors - Indiana Business Credit and Funding
Indianapolis's ONLY Licensed, Bonded, and Insured Credit Consulting Company

We are excited to share information with you that will help you manage your credit issues and concerns.Take a look through our blogs and see which ones are most helpful to you!

28
AUG
2017

Think Twice Before You Dispute an Error Online

Think Twice Before you Dispute an Error Online We were recently consulting a couple that had previously disputed some items online directly on Credit Karma and the credit bureaus websites, and we thought it might make an interesting topic to share. We highly recomme...
24
MAY
2017

5 Easy Steps to Build Credit

Five Easy Steps to Build Credit  It takes credit to build credit. So, if you don’t have any credit then getting a line of credit to build your credit history is difficult. And, if you already had a line of credit, but didn’t use it correctly, then getting another line of credit...
21
SEP
2016
Confused about her credit scores InCreditable Advisors

FICO Score & Free “Educational” scores.

Dear InCreditable Advisors, Why does TransUnion say my credit score is 733 when myFICO says my TransUnion score is 689? I pulled both scores on the same day. Both credit reports contain the same information. Which score is right, and which one are lenders going to use? Heather...
02
AUG
2016
8 Methods to Raise Your Credit Scores

8 Methods to Raise Your Credit Scores

8 Methods to Raise Your Credit Scores: 1. ELIMINATE YOUR COLLECTION ACCOUNTS. Did you know that paying a collection account can actually lower your credit scores? Here’s why: credit scoring software analyses credit reports for each account’s date of last activity (DLA) to...
28
JUL
2016
The best credit repair company in Indianapolis

The best credit repair services in Indianapolis

The best credit repair services in Indianapolis We raise your credit score by removing outdated, unverified and inaccurate negative items from your credit reports while giving you the best sound advice on what you can do to raise your score by adding positive trade lines, even if...
26
APR
2016
7 Ways to Defend a Debt Collection Lawsuit

7 Ways to Defend a Debt Collection Lawsuit

7 Ways to Defend a Debt Collection Lawsuit What happens when you are sued by a debt collector? While it may feel like the end of the world to you, it’s a pretty routine occurrence here in Indianapolis, Indiana. “Most debt collection law firms file hundreds of lawsuits a day,...
09
MAR
2016

InCreditable Advisors Earns Esteemed 2015 Angie’s List Super Service Award

InCreditable Advisors has earned the service industry’s coveted Angie’s List Super Service Award, reflecting an exemplary year of service provided to members of the local services marketplace and consumer review site in 2014. “Only about 5 percent of the credit repair, business...
14
SEP
2015

Short Sales and How They Impact Your Credit.

How Does A Short Sale Impact My Credit? “Unfortunately many homeowners are upside-down in a bad mortgage loan. And would like to short sell their house but are worried about the impact it will have on their credit scores. I’ve seen articles that say they’re not bad for your...
01
SEP
2015

Did you know there are 65 credit scores?

Did you know there are 65 credit scores? FICO: It’s the most common credit score in existence that’s used by lenders. But did you know you have more than one? That’s right. The world’s most popular credit score comes in at 65 different credit scores. There...
25
AUG
2015
The-Credit-Scoring-Arms-Race-Continues

The Credit Scoring Arms Race Continues…

The Credit Scoring Arms Race Continues….. Earlier this year Fair Isaac, the company behind the FICO credit scoring system, announced the latest generation of their credit scoring software. The new suite of FICO scores, called FICO 9, is a standard redevelopment of their commonly...
04
AUG
2015

The Fastest Way to Improve Your Credit Score up to 90 Points

    The Fastest Way to Improve Your Credit Score up to 90 Points – The TRUTH about why you’re worth more to the banks and credit bureaus with a low credit score, rather than a high one. It was perfectly created to “Maximize Profit,” off the desperate and...
04
AUG
2015

FICO 9 and What It Means For You

What You Should Know About FICO 9 In early August 2014 FICO, there were several key points about the score that went uncovered, until now.  Here’s what you don’t know about FICO 9, but really should. It’s not just one score FICO 9 isn’t just one credit score, but rather a new...
01
FEB
2015

InCreditable Advisors Earns Esteemed 2014 Angie’s List Super Service Award

InCreditable Advisors has earned the service industry’s coveted Angie’s List Super Service Award, reflecting an exemplary year of service provided to members of the local services marketplace and consumer review site in 2014. “Only about 5 percent of the credit repair, business...
05
JUN
2014
3 Reasons Paying off Collections will severely Damage your Credit Scores

3 Reasons Paying off Collections will HURT your Credit Scores

3 Reasons Paying off Collections will severely Damage your Credit Scores Many consumers believe that paying off collections is the best way to improve credit. In reality, paying off collections will almost always HURT your credit scores. Today we will focus on exactly what...
04
FEB
2014
An Introduction To Debt Validation

An Introduction To Debt Validation

Debt validation is the legal means given in the FDCPA to force a debt collector to prove the validity of a debt. To help explain why debt validation is necessary, I’m going to tell a little story. When I was in school (and we don’t want to talk about how many years...
28
JAN
2014
10 Ways To Possibly Cancel Your Student Loans

10 Ways To Possibly Cancel Your Student Loans

Student loans are a special type of loan. You have less rights and more responsibility with student loans than what you have with, for example, a credit card balance. Student loans don’t go away easily, and it can be quite harmful to your credit (not to mention your...
20
JAN
2014
The Best Methods To Improving Your Credit

The Best Methods To Improving Your Credit

So that brings us to the question: How can you best help yourself with the best credit improvement strategies possible? The first thing you can do is make sure the information you get is reliable and up to date. In the last 5 years, countless credit repair “gurus”...
20
JAN
2014
FICO 9

What Is a CPN Number?

The Credit Privacy Number, or CPN, is a nine digit identification number that can be used to report financial information to credit bureaus. Available for use primarily in the United States, the number can be used instead of an individual’s Social Security number for many types...
20
DEC
2013
Full Service Debt Settlement Help

Full Service Debt Settlement Help

It Could Cost You More to Get Out of Debt without the Help of Debt Settlement Professionals Overwhelming debt can cloud your thinking. You just want relief and when you see a promise that will magically “make it all go away,” it looks like a really great idea. Beware of Debt...
20
DEC
2013
Credit Report Disputes Indianapolis Indiana

Credit Report Disputes

Finding Help When Fighting Credit Disputes When it comes to your credit, it’s vitally important to know your rights and make all the right decisions. From experience, InCreditable Advisors understands this is especially true when you find yourself arguing with the credit...
20
DEC
2013
Military Service and Your Credit

Military Service and Your Credit

Military Security Clearance Did you know that your finances can affect how–or even if–you serve in the military? A lot of recruits find out the hard way that if they have a poor credit rating, most branches of the military won’t even give you a shot at boot...
20
DEC
2013
Debt Settlement for Repossessions

Debt Settlement for Repossessions

Repossessions, or, why losing your car is just the start of your troubles Property repossession, like having your car repossessed, can be a huge blow to your credit rating. In most states, repossessions generally stay on your credit report for seven years from the day the loan...
17
DEC
2013
Why The Big Three Are Entering The Credit Scoring Business

Why The Credit Bureaus Are Entering The Credit Scoring Business

As you probably know, in 2006 the credit bureaus introduced a new credit score called the “Vantage Score”. For decades, the only “real” score in use has been the FICO score, and while FICO still holds the majority of the credit scoring market share, the...
04
DEC
2013
Credit Repair Conspiracy - Part 2 (The Bureaus)

Credit Repair Conspiracy – Part 2 (The Bureaus)

In part 1 of our “Credit Repair Conspiracy” series, we talked about how the banks make money, and how they can make MORE money from consumers with BAD CREDIT. In order to find the most profitable consumers to make offers to, the banks need to have a pool of data that...
03
DEC
2013
Credit Repair Conspiracy - Part 1 (The Banks)

Credit Repair Conspiracy – Part 1 (The Banks)

How Banks Make Money… When you deposit money in an interest earning account at a bank, they pay you a small amount of money as interest on your deposit. If you have had a savings account at any time in the past several years, you know that the interest you get paid...
02
DEC
2013

4 Simple Ways To Improve Your Credit Score

We are going to cover 4 simple ways that anyone can improve their credit score. For this article we’ll focus on 4 relatively easy “medium impact” approaches that when combined can have a significant positive effect. Before you start, you’ll want to obtain...
14
NOV
2013
Debt Settlement help for Payday Loans

Debt Settlement for Payday Loans

Why Payday Loans Can Result in the need for a Debt Settlement Plan If a big expense comes up unexpectedly, you may consider a payday loan as a short-term solution. Beware! Don’t enter into any loan without understanding the terms and consequences. Here at InCreditable Advisors in...
12
NOV
2013
Why the Quest for Good Credit is Difficult

Why the Quest for Good Credit is Difficult?

We’ve said it over and over. No bank, collector, or credit bureau is going to be excited about your efforts to improve your credit. The credit system is designed to work against you, the consumer and your quest for good credit. In our pursuit to educate consumers about the...
06
NOV
2013
The-Credit-Scoring-Arms-Race-Continues

Poor Credit Scores = Twice the Cost for Car Insurance

Drivers with poor credit scores are paying almost twice as much for car insurance as those with excellent credit, a recent report found. Based on data from six large insurers from across the United States, InsuranceQuotes.com found that drivers with poor credit pay as much as 91%...
29
OCT
2013
How-to-beat-the credit-bureaus-at-their-own-game

How to Beat the Credit Bureaus at Their Own Game

In the credit game, you are supposed to lose. If you lose, THEY win. “They” of course, refers to the big Banks and Credit Bureaus. Both of whom benefit greatly when your credit score is lower. The Banks charge you a higher rate of interest and the Credit Bureaus look good to...
23
OCT
2013
10 Tips to Improve and Protect Your Credit Score.

10 Tips to Improve and Protect Your Credit Score

The Best Way To Improve Your Credit Scores? Follow these simple tips, and watch your credit scores grow! Tip #1 – Pay your medical bills. They will take your unpaid medical bills and send them to collections quickly. Collections, no matter how small, can crush your credit score....
16
OCT
2013
Great Information For Small Business Owners

Great Information For Indiana Small Business Owners

The following article comes directly from www.entrepreneur.com and contains some very valuable information regarding business credit. As an entrepreneur, did you know you have a unique opportunity to build, maintain and acquire credit both individually and as a small business...
15
OCT
2013
Does Credit Repair Work by John Ulzheimer

Does Credit Repair Work?

Does Credit Repair Work? by John Ulzheimer (Prominent Credit Expert) John, I’ve got really bad credit. Some of it is my fault and some of it is my ex-husband’s fault. A friend of mine said I should pay for a credit repair company to get stuff off my credit files. Is that legal?...
08
OCT
2013
What-does-your-credit-say-about-you

What Does Your Credit Report Say About You?

Everywhere you look you can see advertisements and articles discussing the importance of that famous three digit number, called a credit score. Credit scores affect every aspect of our financial lives – qualification for loans, the interest rates we pay, employment...
30
SEP
2013
The Truth About Credit Repair Companies

What is the Truth about Indiana Credit Repair Companies?

Can they really do what they say they can do? Many “credit repair” companies claim to remove negative credit with the click of a button. Their advertisements make bold assertions and money back guarantees; “Bankruptcy, tax liens, judgments, collections, no...
20
SEP
2013
Indiana-small-business-credit

Indiana Small Business Credit

So what is Business Credit? And how does it work? Business Credit, sometimes referred to as Trade Credit, is credit that is established under a business’s name. Business credit permits a business owner to use their business credit profile and score for financing instead of their...
18
SEP
2013
What-does-the-law-say-about-repairing-your-credit

What Does The Law Say About Repairing Your Credit?

As the credit bureaus computerized their processes and greatly expanded their reach and influence in the late 1960s and early 1970s, consumer complaints began to pile up at the FTC (Federal Trade Commission) and state attorney generals’ offices. The credit reporting...
17
SEP
2013
credit-counseling-good-or-bad

Credit Counseling good or bad?

Credit Counseling companies; of which many “claim” to be non-profit organizations. You hear at least one advertisement a day from a Credit Counseling or Debt Consolidation Company. However, you can expect this to change and change soon. Since this is a topic which tends to “stir...
13
SEP
2013
Boost-your-credit-score-with-this-8-tips

Boost Your Credit Score

8 tips to improve and protect your credit score. The best way to improve your credit score? Follow these simple tips, and watch your credit score go higher! Tip #1 – Pay your parking tickets. unpaid parking tickets can be sent to collections. Collections, no matter how small, can...
03
SEP
2013
What is credit repair

What is Credit Repair?

Credit repair is the process of fine tuning your credit reports so that it looks good for both marketing purposes and credit issuing purposes. In essence, credit repair is the process of managing your credit profile so that you get on the right marketing lists, and quality for...
23
AUG
2013
Why do they say you can't fix poor credit

Why Do “They” Say You Can’t Fix Poor Credit

Unfortunately, we live in a credit driven society in America and without good credit, you have to take a seat in the second-class section of our economy. But, if your credit is a poor, you may not be willing to wait for seven years while your credit report repairs itself. Many...
16
AUG
2013
InCreditable-Advisors-can-help-you-build-business credit-in-Indiana

The Secrets to Building Indiana Business Credit

Obtaining credit for your Indiana business with no personal credit check and no personal guaranty is very appealing. One might say this is the holy grail of owning a business, being able to obtain massive amount of funding using the business itself as collateral. There are many...
13
AUG
2013
InCreditable-Advisors-bad-credit-can-cost-you-a-job

Bad Credit Cost Me a JOB in Indianapolis

Credit cards. Mortgages. Car loans. These are the types of things that typically come to mind when thinking about your credit. But a bad credit history can do more than ruin your chances of getting a loan or landing a great interest rate — it can cost you a job. A former...
05
AUG
2013
Would you date someone with bad credit?

Would You Date Someone with BAD Credit in Indiana?

For many singles, bad credit can be a deal breaker when it comes to finding love. About 30% of women and 20% of men say they won’t marry a person with a low credit score, according to a new survey from FreeCreditScore.com that polled 1,000 adults. Most respondents also said...
23
JUL
2013
Your Indiana Business Is Your Credit

Your Indiana Business Is Your Credit

Most Indiana business owners have very high expectations for their businesses, as they should. But with stringent banking standards, capital is hard to come by to help them meet those expectations. As a result many Indiana business owners put their personal credit, funds, and...
23
JUL
2013
Having Bad Credit Is Not Permanent

Having Bad Credit In Indiana Is Not Permanent

If you’re suffering from bad credit there’s a good chance that you’ve made a few credit mistakes in the past. Before you beat yourself up too badly, though, it might help you to know that almost 60 percent of consumers in the US have FICO scores below 700. My point? You’re not...
17
JUL
2013
Why most small businesses fail

The Reason Why Most Indiana Small Businesses Fail

Today there are approximately 26.5 million small businesses in the United States – and over 92% of these businesses leverage personal credit and business credit in their business.  Investment capital and trade credit is the lifeblood of a business and as a result small businesses...
17
JUL
2013
How to Repair Your Credit and Qualify for a Mortgage

How to Repair Your Credit in Indiana and Qualify for a Mortgage

Credit impacts almost every aspect of our financial lives and credit scores can either cost you hundreds of thousands of dollars of unnecessary interest over your lifetime or they save you just as much. At no time is the influence of your credit scores more evident than when you...
09
JUL
2013
Obtain business credit with no persoanl guarantee with InCreditable Advisors

Obtain Indiana Business Credit with No Personal Guarantee

You are APPROVED with no personal guarantee Most business owners quickly get accustomed to using their personal credit and personal guarantee for their Indiana businesses. As a result, most never realize that it IS possible to obtain considerable credit for their Indiana...
09
JUL
2013
Minimize new credit InCreditable Advisors

What You Can Do to Improve Your Indiana Credit, Now – Step 5

Step 5—Minimize New Credit This last factor counts for the final 10 percent of your credit score. It’s similar to the factor that weighs the ages of your accounts, but lenders have a very different reason for being interested in this “new credit” issue. They care about account...
02
JUL
2013
Steps to improve your credit score now

What You Can Do to Improve Your Indiana Credit, Starting Now – Step 4

Step 4—Mix Your Credit Types The credit scoring system looks favorably on variety, and as we saw on the pie chart, “credit mix” weighs in at 10 percent. Your score will be marginally higher if you have more than one type of credit. What do I mean by “type”? Well, one basic type...
27
JUN
2013
dun-and-bradstreet-creditability-InCreditable Advisors

Dun and Bradstreet Indianapolis Business Credit

Dun and Bradstreet is the biggest of the major business credit reporting agencies. Dun and Bradstreet is commonly known as D&B and is a publicly traded company with a headquarters in Short Hills New Jersey. D&B provides information on businesses and corporations for use...
25
JUN
2013
Improve your credit now step 3

What You Can Do to Improve Your Indiana Credit, Starting Now – Step 3

Step 3—Age Your Accounts How long your various accounts have been open counts for about 15 percent of your total FICO score. The scoring system weighs two considerations: 1. How old is your oldest account? 2. What is the average age of all your accounts? The older your accounts...
20
JUN
2013
manage your credit limits wisely

What You Can Do to Improve Your Indianapolis Credit, Starting Now – Step 2

Step 2—Control Your Use of Available Credit Approximately 30 percent of your credit score is calculated by weighing how much of your available credit you actually use (see the 30-percent slice in the pie chart). It’s almost as important as your payment history. The scori...
14
JUN
2013
Raise your credit score now

What You Can Do to Improve Your Indianapolis Credit, Starting Now

Step 1—Manage Your Payment History As we’ve already established, your credit payment history (the biggest slice of the pie chart) counts for about 35% of your credit score; so making sure you do everything you possibly can to establish, maintain, or improve your own personal...
05
JUN
2013
Three credit building tips by InCreditable Advisors

Indiana Credit Building Strategies

If you’re new to credit or going through the process of rebuilding your credit it’s easy to get discouraged. Trying to figure out the best way to go about building credit can be absolute frustrating, but it definitely doesn’t have to be that way. Here are three easy methods...
31
MAY
2013
Indianapolis Business Credit Score

If you own a small business in Indiana, your Paydex score is essential

The main credit score used in the business world is known as a Paydex score provided by Dun and Bradstreet. This number assess a business’s lending risk much the same as a consumer credit score reflects a consumer’s individual credit risk. Paydex is essentially the business...
24
MAY
2013
Let Us Help You Rebuild Your Credit

Can Using a Secured Card Really Help Rebuild My Indiana Credit?

If you’re suffering from past credit mistakes and are trying to repair your credit, one option you may have heard of is the secured credit card strategy. Secured credit cards are real credit cards and work just like traditional unsecured credit cards. The only difference is that...
17
MAY
2013
Indianapolis credit repair by InCreditable Advisors

Will Closing My Credit Card Help or Hurt My Indiana Credit Score?

People ask this credit question all the time and are still not sure; should we close our credit cards as a way to improve your credit score or keep them open for the fear of affecting your credit score. In some situations, the answer is YES and in others the answer is NO. Let us...
09
MAY
2013

Two Steps To Establishing or Rebuilding Indiana Credit

You can rebuild good credit by getting a secured credit card here, through PNC Bank with a small deposit of $250. Another fantastic way is called a “credit builder” through BMO bank; you would need to go into a local branch to sign up for the “credit builder”, it’s a great way to...
07
MAY
2013

5 Reasons Why Your Indiana Business Needs to Build A Business Credit Asset!

Our Business Credit Development Coaching System™ has been developed to help business owners establish and grow a business credit in order to secure new funding opportunities for your business. #1  Access to funding and managing cash flow is the single biggest concern for business...
25
APR
2013

Adding Un-traditional Credit to Your Indiana Credit Report

You should add information showing stability and unreported positive accounts to ALL THREE of your credit reports from Experian, TransUnion and Equifax. Here’s how: In addition to disputing incorrect or incomplete information and adding explanations for negative information...
11
APR
2013

Is a 100 word statement to your credit reports for an unresolved dispute useful?

Although you have a right to dispute incorrect, outdated, or incomplete information in your credit reports, sometimes the credit reporting agency’s investigation doesn’t resolve the dispute to your liking. If this should occur, you have the right to file a short statement about...
10
APR
2013

Ten Reasons Why You May Need Indiana Credit Repair

1. You’ve been denied for a credit card. If you’ve had a credit card application denied, it could be a sign that you need bad credit repair. Credit card companies are required to send you an adverse action notice letting you know the specific reasons that your credit...
05
APR
2013

What is Indiana’s Statute of Limitations (SOL) and what does it really mean?

Statute of Limitations (SOL) is the time limit a debt has to be collected or to seek legal action as part of collection. Why is it so important to know? Many times we are hounded by debt collectors that can be so harsh that we pay them to just get them to stop calling. What if...
03
APR
2013

Are you on the “Consumer Credit Blacklist”?

Like many credit-conscious consumers, you’ve probably heard the horror stories about 80% of credit reports contain some type of error and how important it is to do an annual credit-report checkup. But you may not be prepared for the moment when you’re interviewing for a job and...
29
MAR
2013

No Credit, just as bad, as Bad Credit!

A consumer was told that he couldn’t get financing for an auto loan because he had no credit scores. All three credit reporting agencies Experian, Equifax and TransUnion all showed rejected credit scores. The consumer wanted to find out what he needed to do in order to establish...
27
MAR
2013

Needed to Refinance auto, but Credit score to low

A consumer went into her local bank and attempted to refinance her high interest rate auto loan. Excited to finally get out of this high interest rate auto loan, she sat down with the loan officer to see what they could do for her. She soon learns a couple things are preventing...
22
MAR
2013

e-Oscar – The Tool Used by the Credit Bureaus

The e-Oscar method of investigating credit disputes may be the reason your credit dispute was verified as being accurate when you are positive a mistake has occurred. Credit reporting agencies have created an automated computerized system of dealing with credit disputes. The...
21
MAR
2013

Junior’s Bad info on Seniors Credit Reports

A consumer came to InCreditable Advisors when he was denied credit through his credit union and he was told that he had a large number of collection accounts on his credit profile. We obtained the consumers credit reports from all three bureaus and examined them thoroughly and...
19
MAR
2013

Same Name, but Different Social On Credit Report

A consumer was referred to InCreditable Advisors because he tried to get financing for a car. However, when the dealership pulled a credit report, they noticed he had numerous of unpaid bills and a low credit score because of the negative items on his credit profile. The consumer...
14
MAR
2013

My Insurance Did Not Pay Medical Bill

A consumer, didn’t understand how to read a credit report so they took advantage of InCreditable Advisors free credit analysis review and sat down with one of our credit advisors. To the consumers surprise, the credit reports showed about 14 medical bills that went unpaid and...
13
MAR
2013

New credit model could help Indiana’s credit challenged consumers

As reported earlier this month, a new credit scoring model will potentially improve scores for many credit applicants and help establish credit for millions of people who previously had little or no credit history. The newly revamped credit scoring model will be used in the most...
12
MAR
2013

Got Proof of Insurance?

A consumer came to InCreditable Advisors because they were notified by a collection agency for a debt they had no idea ever existed. They had received a ticket because they could not provide valid proof of insurance at the time.  She was told to provide the license branch with...
08
MAR
2013

Collection Company illegally changed dates

A consumer came to InCreditable Advisors because she had questions about items that were on her credit report. We analyzed her credit reports from all three credit reporting agencies, the credit reports had a few collection accounts that needed to be paid and some accounts that...
07
MAR
2013

How your Indiana credit score is calculated

FICO Scores are calculated from various credit data in your credit report. This data can be grouped into five categories as outlined below. The percentages in the chart reflect how important each of the categories is in determining your FICO score. These percentages are based on...
06
MAR
2013

Unemployed, How’s your Indiana Credit?

Employer’s utilizing credit checks as hiring tools are preventing the country’s unemployed from entering the workforce, a new survey shows. According to a recent study, employer credit checks are regular and they’re preventing the unemployed from receiving employment. 1 in...
05
MAR
2013

Steps towards improving your Indianapolis Credit

You don’t have to live with bad credit. Although the idea of improving your credit might be scary, it can be done. First, start by discovering what’s affecting your credit score. Secondly, take the basic steps to minimize the issues. Finally, start building some...
01
MAR
2013

Credit Reports & Fraud Alerts

Putting a fraud alert on your credit file is one of the first things you should do if you suspect someone is trying to open credit accounts in your name. It might be something you want to do, even if you don’t think identity theft is an immediate threat. Fraud alerts are not a...
26
FEB
2013

Rebuilding Indiana credit after a bankruptcy isn’t easy, but it is essential.

Step 1: Understand you’re going to have to be patient While there are techniques you can use to begin re-establishing credit right away after a bankruptcy, getting back to a great history and score is going to take time. Chapter 7 and Chapter 11 bankruptcies remain on your credit...
25
JAN
2013
Indentity Theft Indiana

Identity Theft Indiana

Minimizing Recurrences When it comes to identity theft, you can’t control whether you will become a victim. But there are certain steps you can take to minimize recurrences. What To Do Today Place passwords on your credit card, bank and phone accounts. Avoid using easily...
18
JAN
2013

FTC study finds Millions have mistakes on their credit reports

FTC study finds Millions have mistakes on their credit reports As many as 42 million Americans have errors on their credit reports, according to a Federal Trade Commission study of around 1,000 participants and 3,000 credit reports released. InCreditable Advisors of Indianapolis,...
11
JAN
2013

How Identity Theft Occurs

In the course of a busy day, you may write a check at the grocery store, charge tickets to a ball game, rent a car, mail your tax returns, change service providers for your cell phone, or apply for a credit card. Chances are you don’t give these everyday transactions a...
04
JAN
2013
Indiana Credit Repair

Indianapolis Personal Credit Repair

An honest, credible and legitimate service to fix your credit score and help keep it in good standing is invaluable. Once you find such a service, stick with them. Be careful of the scam artists in this industry. Ask good friends, family or associates who they have used and can...