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Although you have a right to dispute incorrect, outdated, or incomplete information in your credit reports, sometimes the credit reporting agency’s investigation doesn’t resolve the dispute to your liking. If this should occur, you have the right to file a short statement about...

Like many credit-conscious consumers, you’ve probably heard the horror stories about 80% of credit reports contain some type of error and how important it is to do an annual credit-report checkup. But you may not be prepared for the moment when you’re interviewing for a job and...

A consumer was told that he couldn’t get financing for an auto loan because he had no credit scores. All three credit reporting agencies Experian, Equifax and TransUnion all showed rejected credit scores. The consumer wanted to find out what he needed to do in order to establish...

A consumer went into her local bank and attempted to refinance her high interest rate auto loan. Excited to finally get out of this high interest rate auto loan, she sat down with the loan officer to see what they could do for her. She soon learns a couple things are preventing...

The e-Oscar method of investigating credit disputes may be the reason your credit dispute was verified as being accurate when you are positive a mistake has occurred. Credit reporting agencies have created an automated computerized system of dealing with credit disputes. The...

A consumer came to InCreditable Advisors when he was denied credit through his credit union and he was told that he had a large number of collection accounts on his credit profile. We obtained the consumers credit reports from all three bureaus and examined them thoroughly and...

A consumer was referred to InCreditable Advisors because he tried to get financing for a car. However, when the dealership pulled a credit report, they noticed he had numerous of unpaid bills and a low credit score because of the negative items on his credit profile. The consumer...

A consumer, didn’t understand how to read a credit report so they took advantage of InCreditable Advisors free credit analysis review and sat down with one of our credit advisors. To the consumers surprise, the credit reports showed about 14 medical bills that went unpaid and...

As reported earlier this month, a new credit scoring model will potentially improve scores for many credit applicants and help establish credit for millions of people who previously had little or no credit history. The newly revamped credit scoring model will be used in the most...

A consumer came to InCreditable Advisors because they were notified by a collection agency for a debt they had no idea ever existed. They had received a ticket because they could not provide valid proof of insurance at the time.  She was told to provide the license branch with...